[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.rebelion.cz\/kde-si-pujcit-penize\/#Article","mainEntityOfPage":"https:\/\/www.rebelion.cz\/kde-si-pujcit-penize\/","headline":"Kde si p\u016fj\u010dit pen\u00edze?","name":"Kde si p\u016fj\u010dit pen\u00edze?","description":"Nen\u00ed to samoz\u0159ejm\u011b p\u0159\u00edjemn\u00e9 konstatov\u00e1n\u00ed, ale je to prost\u011b fakt. I kdyby se lid\u00e9 sna\u017eili sebev\u00edc, nejednou se m\u016f\u017ee st\u00e1t, \u017ee se dostanou do finan\u010dn\u00ed t\u00edsn\u011b. Tedy \u017ee si nevyd\u011blaj\u00ed tolik, aby zvl\u00e1dli zaplatit za v\u0161echno, za co je platit pot\u0159eba. Ne\u017e se nejeden z n\u00e1s nad\u011bje, vyd\u011blan\u00e9 pen\u00edze se mu rozkut\u00e1lej\u00ed, a z p\u0159\u00edpadn\u00fdch […]","datePublished":"2022-03-28","dateModified":"2022-03-28","author":{"@type":"Person","@id":"https:\/\/www.rebelion.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.rebelion.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/fb50772173929303fbe6024f179e4dd9837c71f6efc661bdb046860d442d05b5?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/fb50772173929303fbe6024f179e4dd9837c71f6efc661bdb046860d442d05b5?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"rebelion.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.rebelion.cz\/wp-content\/uploads\/dva%20centy_7.jpg","url":"https:\/\/www.rebelion.cz\/wp-content\/uploads\/dva%20centy_7.jpg","height":0,"width":0},"url":"https:\/\/www.rebelion.cz\/kde-si-pujcit-penize\/","about":["Www"],"wordCount":445,"articleBody":"       Nen\u00ed to samoz\u0159ejm\u011b p\u0159\u00edjemn\u00e9 konstatov\u00e1n\u00ed, ale je to prost\u011b fakt. I kdyby se lid\u00e9 sna\u017eili sebev\u00edc, nejednou se m\u016f\u017ee st\u00e1t, \u017ee se dostanou do finan\u010dn\u00ed t\u00edsn\u011b. Tedy \u017ee si nevyd\u011blaj\u00ed tolik, aby zvl\u00e1dli zaplatit za v\u0161echno, za co je platit pot\u0159eba. Ne\u017e se nejeden z n\u00e1s nad\u011bje, vyd\u011blan\u00e9 pen\u00edze se mu rozkut\u00e1lej\u00ed, a z p\u0159\u00edpadn\u00fdch \u00faspor tak\u00e9 nelze donekone\u010dna financovat takto vznikaj\u00edc\u00ed deficit, proto\u017ee ani naspo\u0159en\u00e9 pen\u00edze nejsou takov\u00e9, aby vysta\u010dily nav\u011bky.A tak se \u010dlov\u011bku \u010dasto stane, \u017ee u\u017e mo\u017en\u00e1 ani nev\u00ed, co si po\u010d\u00edt. Pot\u0159ebuje pen\u00edze na alespo\u0148 ty nejnutn\u011bj\u0161\u00ed v\u00fddaje, ale t\u0159eba ani na naprost\u00e9 minimum toho nejnutn\u011bj\u0161\u00edho nem\u00e1. A pot\u0159eboval by si tedy vyd\u011blat dal\u0161\u00ed, co\u017e ale obvykle ze dne na den nejde.A co te\u010f s t\u00edm? Neutr\u00e1cet, dokud se zase n\u011bjak\u00e9 pen\u00edze nez\u00edskaj\u00ed, a riskovat jak str\u00e1d\u00e1n\u00ed, tak t\u0159eba i sankce za nezaplacen\u00ed toho, co m\u011blo b\u00fdt uhrazeno? To nen\u00ed samoz\u0159ejm\u011b zrovna \u0161\u0165astn\u00e9 \u0159e\u0161en\u00ed, k tomu by doj\u00edt nem\u011blo. Jen\u017ee m\u00e1 takov\u00fd \u010dlov\u011bk v nesn\u00e1z\u00edch v\u016fbec na v\u00fdb\u011br?Vlastn\u011b m\u00e1. Nevyd\u011bl\u00e1-li si dost a nem\u016f\u017ee si pomoci vyu\u017eit\u00edm sv\u00fdch \u00faspor, m\u016f\u017ee si p\u0159ece tak\u00e9 p\u016fj\u010dit. Nic mu v tom nebr\u00e1n\u00ed.I kdy\u017e toti\u017e vlastn\u011b br\u00e1n\u00ed. A to pom\u011brn\u011b \u010dast\u00e1 neochota bank vyhov\u011bt \u017eadatel\u016fm, kte\u0159\u00ed nejsou takzvan\u011b bonitn\u00ed. Kdy\u017e m\u00e1 \u010dlov\u011bk n\u00edzk\u00e9 p\u0159\u00edjmy, kdy\u017e nejsou jeho registry dlu\u017en\u00edk\u016f dokonal\u00e9, m\u00e1 exekutory v pat\u00e1ch a podobn\u011b, za\u0159ad\u00ed banky obvykle pomyslnou zp\u00e1te\u010dku a n\u011bkomu takov\u00e9mu rad\u011bji pen\u00edze nesv\u011b\u0159\u00ed, aby o n\u011b nep\u0159i\u0161ly.A kdy\u017e se tedy \u010dlov\u011bk nedo\u010dk\u00e1 pomoc v bance? Pak m\u016f\u017ee b\u00fdt vlastn\u011b vd\u011b\u010dn\u00fd za to, \u017ee existuje i nebankovn\u00ed hypot\u00e9ka Hypot\u00e9ky bez registru. Proto\u017ee ta je jistotou. Aspo\u0148 tedy pro lidi, kte\u0159\u00ed mohou nab\u00eddnout jako z\u00e1ruku splacen\u00ed p\u016fj\u010den\u00fdch pen\u011bz a \u00farok\u016f n\u011bjakou tu nemovitost. Takov\u00e1 z\u00e1ruka toti\u017e zbavuje pot\u0159eby kl\u00e1st d\u016fraz na v\u00fd\u0161i \u017eadatelov\u00fdch p\u0159\u00edjm\u016f i na dokonalost jeho registr\u016f dlu\u017en\u00edk\u016f. A proto se tu jednodu\u0161e po\u017e\u00e1d\u00e1, a z\u00e1hy u\u017e m\u00e1 \u010dlov\u011bk pen\u00edze, kter\u00e9 pot\u0159ebuje. A to i kdy\u017e jich pot\u0159ebuje hodn\u011b a na dlouhou dobu.                                                                                                                                                                                                                                                                                                                                                                                          4.8\/5 - (10 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Kde si p\u016fj\u010dit pen\u00edze?","item":"https:\/\/www.rebelion.cz\/kde-si-pujcit-penize\/#breadcrumbitem"}]}]