[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.rebelion.cz\/moznosti-vlastniho-bydleni\/#Article","mainEntityOfPage":"https:\/\/www.rebelion.cz\/moznosti-vlastniho-bydleni\/","headline":"Mo\u017enosti vlastn\u00edho bydlen\u00ed","name":"Mo\u017enosti vlastn\u00edho bydlen\u00ed","description":"Byt v osobn\u00edm vlastnictv\u00ed Byt v osobn\u00edm vlastnictv\u00ed se m\u016f\u017ee nach\u00e1zet v panelov\u00e9m dom\u011b, v cihlov\u00e9m dom\u011b, \u010din\u017e\u00e1ku\u2026 Takov\u00fd byt si prost\u011b koup\u00edte a st\u00e1v\u00e1te se jeho majitelem, m\u00e1te pak pod\u00edl i v cel\u00e9m dom\u011b. V dom\u011b je v\u011bt\u0161inou z\u0159\u00edzen\u00e9 Spole\u010denstv\u00ed vlastn\u00edk\u016f, kter\u00e9 po\u0159\u00e1d\u00e1 pravideln\u00e9 sch\u016fze. Sch\u016fze SVJ jsou velice d\u016fle\u017eit\u00e9, v\u011bt\u0161inou se na nich […]","datePublished":"2021-06-20","dateModified":"2021-06-20","author":{"@type":"Person","@id":"https:\/\/www.rebelion.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.rebelion.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/fb50772173929303fbe6024f179e4dd9837c71f6efc661bdb046860d442d05b5?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/fb50772173929303fbe6024f179e4dd9837c71f6efc661bdb046860d442d05b5?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"rebelion.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.rebelion.cz\/wp-content\/uploads\/kv%C4%9Btiny%20okno.jpg","url":"https:\/\/www.rebelion.cz\/wp-content\/uploads\/kv%C4%9Btiny%20okno.jpg","height":0,"width":0},"url":"https:\/\/www.rebelion.cz\/moznosti-vlastniho-bydleni\/","about":["V\u00fdrobky"],"wordCount":413,"articleBody":"   Byt v osobn\u00edm vlastnictv\u00edByt v osobn\u00edm vlastnictv\u00ed se m\u016f\u017ee nach\u00e1zet v panelov\u00e9m dom\u011b, v cihlov\u00e9m dom\u011b, \u010din\u017e\u00e1ku\u2026 Takov\u00fd byt si prost\u011b koup\u00edte a st\u00e1v\u00e1te se jeho majitelem, m\u00e1te pak pod\u00edl i v cel\u00e9m dom\u011b. V dom\u011b je v\u011bt\u0161inou z\u0159\u00edzen\u00e9 Spole\u010denstv\u00ed vlastn\u00edk\u016f, kter\u00e9 po\u0159\u00e1d\u00e1 pravideln\u00e9 sch\u016fze. Sch\u016fze SVJ jsou velice d\u016fle\u017eit\u00e9, v\u011bt\u0161inou se na nich hlasuje o d\u016fle\u017eit\u00fdch zm\u011bn\u00e1ch v dom\u011b, rekonstrukc\u00edch, platb\u00e1ch do fondu vlastn\u00edk\u016f, \u00faklidu v dom\u011b a podobn\u011b. Pokud takov\u00fd byt koup\u00edte, sna\u017ete se b\u00fdt ve spole\u010denstv\u00ed vlastn\u00edk\u016f \u010din\u00ed, chr\u00e1n\u00edte tak sv\u016fj majetek, proto\u017ee se zanedban\u00fdm stavem cel\u00e9ho domu kles\u00e1 jeho hodnota. Na byt v osobn\u00edm vlastnictv\u00ed bez probl\u00e9m\u016f dostanete hypote\u010dn\u00ed \u00fav\u011br, nejv\u00edce v\u0161ak 80% ceny nemovitosti.Dru\u017estevn\u00ed bydlen\u00edDru\u017estevn\u00ed bydlen\u00ed bylo obl\u00edben\u00e9 p\u0159edev\u0161\u00edm koncem minul\u00e9ho tis\u00edcilet\u00ed a za\u010d\u00e1tkem tis\u00edcilet\u00ed nov\u00e9ho. V sou\u010dasn\u00e9 dob\u011b ji\u017e na vrcholu nen\u00ed, p\u0159edev\u0161\u00edm proto, \u017ee je trochu probl\u00e9m sehnat financov\u00e1n\u00ed na takov\u00fd byt. Paradoxn\u011b ale m\u016f\u017ee b\u00fdt dostupn\u011bj\u0161\u00ed d\u00edky tomu, \u017ee se plat\u00ed \u010dlensk\u00fd vklad ve v\u00fd\u0161i do 35% ceny bytu a zbytek se plat\u00ed formou n\u00e1jemn\u00e9ho, to nav\u00edc m\u016f\u017ee b\u00fdt mnohem ni\u017e\u0161\u00ed, ne\u017e je n\u00e1jemn\u00e9 tr\u017en\u00ed. Bytov\u00e9 dru\u017estvo spravuje d\u016fm a t\u00edm, \u017ee zaplat\u00edte vklad se st\u00e1v\u00e1te \u010dleny dru\u017estva a m\u00e1te v n\u011bm pod\u00edl. Pod\u00edl se pozd\u011bji m\u016f\u017ee p\u0159ev\u00e1d\u011bt na d\u011bti.D\u016fmKoup\u011b \u010di stavba domu v dne\u0161n\u00ed dob\u011b vych\u00e1z\u00ed stejn\u011b jako byt, jen po\u010d\u00edtejte s nedostatkem a s vy\u0161\u0161\u00edmi cenami stavebn\u00edch materi\u00e1l\u016f. Hypote\u010dn\u00ed \u00fav\u011br nen\u00ed probl\u00e9m dostat na koupi domu, ale ur\u010ditou \u010d\u00e1st mus\u00edte financovat sami a ta \u010d\u00e1stka nemus\u00ed b\u00fdt zrovna n\u00edzk\u00e1. Ceny dom\u016f jsou v sou\u010dasn\u00e9 dob\u011b astronomicky vysoko ale vyplat\u00ed se do nemovitosti investovat.A\u0165 si vyberete jak\u00fdkoli zp\u016fsob vlastn\u00edho bydlen\u00ed, v\u011b\u0159te, \u017ee investice do vlastn\u00edho bydlen\u00ed se vyplat\u00ed. P\u0159edev\u0161\u00edm v dne\u0161n\u00ed dob\u011b, kdy ceny n\u00e1jm\u016f rostou strm\u011b nahoru. Nemovitosti z\u00edsk\u00e1vaj\u00ed na cen\u011b a hod\u00ed se i coby investice.                                                                                                                                                                                                                                                                                                                                                                                          4.5\/5 - (2 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Mo\u017enosti vlastn\u00edho bydlen\u00ed","item":"https:\/\/www.rebelion.cz\/moznosti-vlastniho-bydleni\/#breadcrumbitem"}]}]